Finance Manager – Al Futtaim Group

UAE National- Finance Manager | Al Futtaim Automotive

Overview of the role :

Credit Risk Analyst will support in the Risk Management of Captive Finance and In-house Finance (IHF) Credit Risk

Assessment functions. The person will be responsible for both portfolio analytics as well as underwriting for various Al-Futtaim Automotive portfolios. Time split between analytics and underwriting will depend on the need of the organization.

The role will include the following responsibilities:

1. Support in development of a Credit Risk Framework (Risk Policy Guidelines, Annual renewal Program, Portfolio
2. Credit Management, Risk Process) for all segments (within UAE) and markets (across GCC)
3. Majority of time (>=80%) will be dedicated to analytics. However, based on needs of organization this role will also support the underwriting process for IHF/Captive Finance
4. Create Risk reporting dashboards for various segments and countries
5. Proactively monitor key credit risk metrics relating to product, channel, exceptions and vintage performance
6. Document performance versus risk profiles and thresholds

What you will do :

• Risk Management and reporting
• Underwrite Credit Cases
• Prepare Credit Risk reports
• Support Risk Reporting for all customer segments
• Manage annual risk review / policy review and portfolio thresholds
• Ensure the understanding and acceptance of Risk criteria and KPls at each level
• Implement and Monitor Credit Delegation framework in line with Group / Risk requirement
• Regular Process of Risk reporting for all segments and markets
• Create and Manage Training program for enhancing capabilities and improved risk decision making
• Support development of technology infrastructure including deployment of IT system and support in its development / enhancement Governance, Control, and Risk.
• Understanding of Auto financing in GCC
• Understand technical/regulatory matters affecting the business.
• Develop analytics to support potential changes to credit policies

Job Details

Preferred Candidate

Suite de l’annonce…